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Maharashtra State
Co-operative Bank Ltd.

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GST NO:- 27AAAAT4066A1ZT
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Available In: मराठी | English

Balance Sheet (₹ in lakh)

PARTICULARS Previous Year 31-Mar-2025 Current Year 31-Mar-2026
Share Capital 59534.14 59284.72
Reserves & Surplus 776273.40 828412.05
Deposits 2635868.50 2000877.25
Borrowings 1631305.21 2337655.41
Other Liabilities 97176.35 102184.27
Total Liabilities 5200157.60 5328413.70
PARTICULARS Previous Year 31-Mar-2025 Current Year 31-Mar-2026
Cash and Bank Balances 806506.30 527531.17
Investments 697334.84 1004406.14
Loans and Advances 3558805.96 3624057.33
Other Assets 137510.50 172419.06
Total Assets 5200157.60 5328413.70

Profit & Loss Account

PARTICULARS Previous Year 31-Mar-2025 Current Year 31-Mar-2026
Interest Income 335766.81 353440.49
Other Income 26298.63 72198.82
Total Income 362065.44 425639.31
PARTICULARS Previous Year 31-Mar-2025 Current Year 31-Mar-2026
Interest Expenditure 235472.58 271809.62
Other Expenditure 61434.64 83617.74
Total Expenditure 296907.22 355427.36
Profit 65158.22 70211.95

Other Working Results

PARTICULARS Previous Year 31-Mar-2025 Current Year 31-Mar-2026
CD Ratio (%) 73.25% 79.15%
Recovery Performance (%) (as on June) 89.09% --
Gross NPAs 309804.07 306050.28
Net NPAs 59104.07 55354.28
% of Gross NPAs to total Advances 8.71% 8.44%
% of net NPAs to Net Loans 1.79% 1.64%
Capital Adequacy Ratio (%) 17.61% 18.50%
Net Worth 539635.73 574660.58

 

Coverage of Deposits under Deposits Insurance Scheme of DICGC

PARTICULARS Previous Year 31-Mar-2025 Current Year 31-Mar-2026
Period up to September 30, 2025 September 30, 2026
Deposits Assessable 692754.61 658604.13
Premium Amount Paid 415.65 263.44

Salient features of Deposit Insurance and Credit Guarantee Corporation (DICGC) scheme :

  1. Each depositor of a Bank is insured upto a maximum of ₹ 5,00,000/- (Rupees Five Lakh) for both principal and interest amount held by him in the same right and same capacity.
  2. The deposits kept in different branches of a Bank are aggregated for the purpose of insurance cover and a maximum amount of upto Rupees five lakhs.
  3. The DICGC insures principal and interest upto a maximum amount of ₹ five lakhs.
  4. For more details features of the scheme depositor may visit to DICGC Website :https://www.dicgc.org.in

Maharashtra State Co-op. Bank Ltd.

Sir Vithaldas Thackersey Memorial Building,9, Maharashtra Chamber of Commerce Lane, Fort, Mumbai - 400001.

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Maharashtra State
Co-op. Bank Ltd.

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